Article Categories
Arts, Entertainment and Music
Autos, Trucks and More
Blogs, RSS and Podcasting
Business and Management
Computers
Diseases, Conditions and Treatments
Education
Family
Finance
Food and Drink
Fun Stuff
Health and Fitness
Hobbies
House and Home
Insurance
Internet
Jobs and Careers
Kids and Teens
Legal
Marketing and Advertising
Online Business, Promotion and Marketing
Other
Parenting
Pets
Product Reviews
Real Estate
Recreation and Sports
Relationships
Religion
Self Help and Motivational
Technology and Gadgets
Travel and Leisure
Web Development
Womens World
Writing and Speaking
Make Money Online

Search

 
Article Title
Author's Name
ArticleBody
Keyword
   

Home >> Family

The Secret To Lowering Your Health Insurance Premiums
By: Sally Harman

Like many Working Class Americans, I was employed with a Company I had been with for several years. This employer offered Medical, Health, Dental and Vision Benefits, as most do. Getting what I thought was 'Great coverage' I gave up a portion of my Paycheck every two weeks to be Insured by this certain Group Insurance Company. Things were going fine until, after many years with this Employer, I lost my job.
These days this kind of story is not unheard of, but maybe this next part is. Like many other laid-off workers I was offered Cobra Medical which would let me keep my Heath Insurance by paying the premiums myself. When I got the offer in the mail I was SHOCKED, to say the least, with how much I was going to have to pay every month for my Benefits! It was WELL over $400! And keep in mind, I was single and Healthy. What a rip off!
It was at this time that I decided there had to be other options for me. I couldn't just sit around and be uninsured. I could not afford to pay for medical bills on my own, as they are far more expensive than even the $400 monthly premium being offered to me. Thus I because on my quest for Affordable Health Individual Insurance.
I started Googling for companies in my State that would give me some quick estimate quotes. What this resulted in was about 875489 different companies (Yes, I am exaggerating) calling me daily and trying to get more information out of me. What I DIDN'T get was the ability to check out quotes from various companies and compare them before I committed to anything.
Like most people, I didn't want to talk to any pushy Sales Reps who were trying to sell me on an Insurance Product that was not right for me. I needed Affordable Health Individual Insurance that was right for MY needs, decided BY me, after doing my OWN looking around.
Luckily I didn't give up, cause after about a Month of Searching I ran into such a company. The company site boasted that it was the ONLY Company online to offer this Side by Side Free and INSTANT Comparison I was happy to finally be able to see some instant quotes without paying anything or giving up too much of my info and time.
I browsed through all of my options and was surprised to find out that most of the plans were Better and Cheaper than I had been paying through my Work!!! I didn't look around before cause I assumed, like most people, that I was getting a better deal paying for the Group Insurance my work provided. I was shocked that it wasn't the case and felt in a way that I had been ripped off and taken advantage of by my old Employer and Group Insurer.
I selected a new plan and filled out an application that was free. I was instantly contacted by a Well known Insurance company and had Health Insurance Coverage by the NEXT BUSINESS DAY! I was very impressed. I also purchased Dental Insurance and RX Insurance plans at the same time as they were within my budget.
So, if any of you are in my shoes, please check out the link below to visit the Free site I found that let's you compare Health Insurance Side by Side, Free and with No Obligation to Purchase. If you are not in my shoes, check it out anyway! You might find out that you are overpaying through your Employer "Benefits". I wish I had found this out sooner, so do yourself a favor and visit this site today.

Click Here To Get Your Free Quotes Today! Affordable Health Individual Insurance
Click Here To Get Started Now! Affordable Health Individual Insurance

Read More From Sally Harman

Comment on this article


 
10 Most Recent ArticleFeeder "Family" Related Articles...

10 Most Popular ArticleFeeder "Family" Related Articles...

Click Here to Check Out The Amazing New SEO Technology called the Web2Mayhem!

 

<<   Back to the Family Index